Chase is currently offering substantial bonus points on two of its IHG-branded credit cards: the IHG One Rewards Premier Credit Card and the IHG One Rewards Traveler Credit Card. These promotions represent significant value for frequent travelers, though eligibility restrictions apply.
IHG One Rewards Premier Card: A High-Value Reward
The IHG One Rewards Premier Credit Card is offering 175,000 bonus points after spending $5,000 on purchases within the first three months of account opening. This is a particularly generous offer, given the card’s ongoing benefits.
Key Benefits:
- Annual Free Night: Receive a Reward Night annually at eligible IHG hotels (up to 40,000 points).
- Redemption Bonus: Enjoy a free night when redeeming points for stays of three or more nights.
- Elite Status: Automatically receive Platinum status, with the opportunity to earn Diamond status after spending $40,000 in a calendar year.
- Spending Rewards: Earn 10 points per dollar on IHG hotel spend, plus additional bonuses on travel, gas, and dining.
- Credit Benefits: Includes $25 United Travel Bank funds twice yearly and a $100 credit for Global Entry or TSA PreCheck every four years.
The card has a $99 annual fee but provides substantial value if you regularly stay at IHG properties. However, it’s not ideal as a primary spending card due to its limited spending rewards outside of travel and dining.
IHG One Rewards Traveler Card: No Annual Fee, Big Rewards
For those seeking a no-annual-fee option, the IHG One Rewards Traveler Credit Card offers up to 120,000 bonus points. Earn 90,000 bonus points after spending $2,000 within the first three months, with an additional 30,000 possible through bonus multipliers on eligible purchases within six months.
Key Benefits:
- Redeem 3, Get 1 Free: Cardholders receive a free night after every three-night redemption stay.
- No Foreign Transaction Fees: Makes it an ideal option for international travel.
Eligibility and Considerations
Both offers are subject to Chase’s 5/24 rule, meaning applicants with five or more new credit cards in the past 24 months may be ineligible. These cards are best suited for individuals who frequently book stays at IHG hotels (which include brands like InterContinental, Kimpton, and Holiday Inn) and can meet the spending requirements to maximize the bonus points.
These promotions offer a compelling opportunity to rapidly accumulate IHG points, but potential applicants should carefully assess their spending habits and eligibility before applying.
