Capital One has set a new standard in airport luxury with its flagship lounge at New York’s John F. Kennedy International Airport (JFK). The lounge recently earned The Points Guy’s (TPG) award for Best New Credit Card Lounge, standing out among fierce competition from American Express, Chase, and Delta. This recognition isn’t just about amenities; it signals a shift in what travelers expect from premium credit card perks.
Unmatched Space and Design
The Capital One Lounge at JFK spans 13,500 square feet in Terminal 4. Unlike many airport lounges that feel cramped, this space offers generous seating, reservable private booths, and clearly defined zones for dining and relaxation. The design avoids the cavernous feel common in large spaces through thoughtful segmentation, creating an intimate atmosphere.
Beyond the open areas, there are two private rooms available for reservation, ideal for meetings or families seeking quiet. A dedicated parents’ room with a changing surface further enhances accessibility. Large windows flood the lounge with natural light and offer views of the tarmac, including glimpses of aircraft like the Emirates A380.
24/7 Access: A Rare Benefit
One of the biggest advantages of the Capital One Lounge at JFK is its 24-hour operation. This is a unique benefit; most airport lounges have limited hours, leaving early-morning or late-night travelers stranded. Capital One secured this access through an agreement with the Port Authority of New York and New Jersey, recognizing a critical need for round-the-clock convenience. While some sections may temporarily close during off-peak hours, the core lounge remains open.
Elevated Dining and Drinks
The Capital One Lounge doesn’t just offer food; it provides a culinary experience. A large buffet with rotating hot and cold options caters to both dine-in and grab-and-go preferences. The small-plates bar features chefs replenishing dishes, including a signature “red eye b.e.c.” (bacon, egg, and cheese) sandwich.
Complementing the food is a wall of on-tap beverages, including tea, lemonade, soda, and water. A separate coffee bar serves specialty drinks, while Ess-a-Bagel provides freshly baked bagels from a New York City favorite.
The flagship bar elevates the experience with a dozen specialty cocktails named after local landmarks and even a mocktail option. Exclusive beers from Grimm Artisanal Ales are also available. A unique cafe cart service rotates throughout the day, offering fresh-mixed drinks, afternoon tea, or Champagne toasts. To top it off, QR codes at each seat allow for food delivery directly to your table.
The Murray’s Cheese Experience
What truly sets this lounge apart is its partnership with Murray’s Cheese, a renowned New York institution. The lounge features a dedicated cheese shop where guests can enjoy a 45-minute tasting with a cheesemonger. This is an amenity rarely seen in airport lounges, offering an exclusive experience that may entice travelers to spend more time at the airport.
Access Details
Access to the Capital One Lounge at JFK is granted with the Capital One Venture X Rewards Credit Card or the Venture X Business card. Cardholders can bring up to two guests for a fee, though spending $75,000 annually or adding an authorized user with lounge access eliminates this cost.
Why This Matters
Capital One’s success isn’t accidental. The airline lounge landscape has become intensely competitive, with major issuers like American Express and Chase investing heavily in premium spaces. The JFK lounge demonstrates that travelers now expect more than just free Wi-Fi and a quiet place to work. The demand for high-quality food, 24/7 access, and unique experiences like the Murray’s Cheese partnership is reshaping the industry. Capital One’s expansion with new lounges at Charlotte Douglas International Airport (CLT) and LaGuardia Airport (LGA) confirms that this trend is likely to continue.
The Capital One Lounge at JFK has redefined airport luxury, setting a high bar for future lounge openings. With its blend of comfort, convenience, and style, it’s quickly becoming a priority for frequent flyers.


















